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The following are three covered claim examples:
Insured: XYZ Construction Inc.
Claim Scenario:
XYZ Construction was hired to renovate an old commercial building. During demolition, they unknowingly disturbed asbestos-containing materials, releasing asbestos fibers into the air. As a result, nearby residents and workers filed claims for bodily injury and property damage due to asbestos exposure.
CPPL Coverage:
XYZ Construction Inc., with CPPL coverage, was protected against the third-party claims related to pollution caused by asbestos exposure. The policy covered the legal defense costs and any resulting settlements or judgments.
Insured: ABC Roofing Services
Claim Scenario:
ABC Roofing Services was contracted to replace a commercial roof. During the roofing project, a worker accidentally spilled a significant amount of tar and other roofing materials into a nearby river, causing environmental contamination and harming aquatic life. Neighboring businesses filed claims for pollution related property damage.
CPPL Coverage:
ABC Roofing Services, with CPPL coverage, had protection against the claims for pollution-related property damage. The insurance policy covered the cleanup costs and legal expenses.
Insured: JKL Builders (Design / Build Contractor)
Claim Scenario:
JKL Builders was overseeing a construction project that involved construction and electrical work. MNO Electrical, a subcontractor, accidentally spilled hazardous chemicals, causing soil contamination on the construction site. Additionally, before project completion, a wiring design error that had the potential to result in a claim was discovered.
CPPL Coverage:
CPPL coverage for JKL Builders protected them against third-party claims for soil contamination and potential damages due to a design error. The policy covered the costs of cleanup, property damage and legal expenses. Also, the mitigation expense coverage part of the CPPL Policy covered the wiring design error mitigation costs.
Kevin McMullen
Underwriting Manager
[email protected]
760.345.9029 ext. 229
Oly Sauceda
Senior Underwriter
[email protected]
760.345.9029 ext. 228
Rocio Romo
Renewal Underwriter
[email protected]
760.345.9029 ext. 222
Andres Sylva
Sales Manager
[email protected]
760.345.9029 ext. 256
Cynthia Medina
Service Coordinator
[email protected]
760.345.9029 ext. 237
Syreeta Brown
Endorsements
[email protected]
760.345.9029 ext. 235
Jennifer Long
Endorsements
[email protected]
760.345.9029 ext. 251
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